FAQ

Questions? We have answers.

Do you check credit score?

Loan approval will not depend on your credit score. We are an asset-based lending company. Asset-based lending focuses more on the value of the assets provided as collateral rather than solely relying on credit scores for approval.

Do you accept first time investors?

Smith Parker Holdings, LLC does accept first-time investors for private money lending. We provide innovative financing options for real estate investors, emphasizing the property’s potential rather than traditional credit considerations. This approach makes it accessible for new investors seeking opportunities in the real estate market.

Where are you located? Do you lend nationwide?

We are located in McIntosh, New Mexico, and we offer lending services nationwide. Our presence across the country allows us to provide financing solutions to a wide range of clients regardless of their location. Feel free to reach out to us for more information on how we can assist you with your financial needs.

Are there any upfront fees?

No upfront fees. Fees will be at closing. While some lending institutions may charge upfront fees, we aim to minimize such costs to provide a more accessible and fair lending experience. It’s essential to review the terms and conditions specific to your financing agreement to understand any potential fees associated with the lending process.

I still have questions!

Contact us with your question and we’ll be happy to assist you!  Call us right now at 505-494-7860.